debt collection

What Constitutes Fair Debt Collection Practices?

If you are going through financial difficulty, you may have begun dealing with or already had extending dealings with debt collectors. Debt collectors can be persistent, to say the least. It is important, however, that you understand the rights you have to be protected from certain debt collection methods. Debt collectors, while they are certainly…

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tax liens

What Are Tax Liens?

Failure to make timely payments on an outstanding tax obligation you owe to the IRS can have several unpleasant consequences. One such consequence is an IRS tax lien. Here, we will go into more detail about what a lien is and how you can end a lien. What Are Liens? A federal tax lien can…

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What Is Nonfiling?

Let’s face it, no one likes to think about filing a yearly or quarterly tax return. It can feel like such a burden and can also take up quite a bit of time. It is not, however, something that should be avoided or not done at all. Failure to file a tax return is also…

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chapter 7 bankruptcy

What Are the Benefits of Chapter 7 Bankruptcy?

Bankruptcy can sound so ominous. Visions of financial ruin and bank repossessions may come to mind. In reality, however, bankruptcy can be a real bright spot in a person’s life and signal the turn towards a bright financial future. For those struggling under what feels like unmanageable debt, bankruptcy can provide the critical relief they…

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installment agreement

What Is an Installment Agreement?

The thought of IRS tax debt can be uncomfortable, to say the least. If you are facing tax debt that you do not think you will be able to pay off in full all at once, know that you have options to explore. The IRS has several alternative payment arrangements that may work for you….

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man filing for bankruptcy

Is Bankruptcy Right for You?

Are you in the midst of serious financial struggles? If so, you are not alone. These are difficult economic times for our country and many are suffering as a result. If you find yourself unable to keep up with minimum payments to your creditors or are facing potential collection actions such as foreclosure on your…

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bank levy

What Is a Bank Levy?

Owing a tax debt to the IRS can place you in a difficult position that may seem like it has no way out. You may have heard of some people being subject to a bank levy when they owe an outstanding tax debt to the IRS. Let us take a look at what a bank…

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